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Qualification and Process

Under the U.S. Department of Agriculture (USDA) Rural Development Section 523 Mutual Self-Help Housing Program, very low to low-income borrowers work together under Homes In Partnership, Inc. guidance to build each others’ homes. With a construction supervisor on-site, groups perform the construction work required (known as “sweat equity”) to build the homes.

Applicants are required to meet several qualifications to ensure success. Each prospective homeowner must:

USDA is an equal opportunity provider, employer, and lender