Home Ownership

Qualification and Process

Applicants are required to meet several qualifications to ensure success. Each prospective homeowners must:

•  Must be your primary residence not owning other homes
•  Must be US citizen or Legal resident
• Overall credit record should demonstrate ability and willingness to repay obligations. Credit score and qualifications apply
• Must have 2 years employment history with filed tax returns
• Minimum and Maximum Income Guidelines depend on family size and location.
•  Willing to participate in certain aspects of construction of your home (self-help)
• Attend homebuyer’s workshop and meetings