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Qualification and Process

Applicants are required to meet several qualifications to ensure success. Each prospective homeowners must:

  •  Must be your primary residence not owning other homes
  •  Must be US citizen or Legal resident
  • Overall credit record should demonstrate ability and willingness to repay obligations. Credit score and qualifications apply
  • Must have 2 years employment history with filed tax returns
  • Minimum and Maximum Income Guidelines depend on family size and location.
  •  Willing to participate in certain aspects of construction of your home (self-help)
  • Attend homebuyer’s workshop and meetings