HUD APPROVED Housing Counseling Program
Homes In Partnership, Inc. is a HUD-approved Certified Housing Counseling Agency dedicated to empowering potential homebuyers. Our HUD Certified Housing Counselors provide expert guidance, helping you navigate challenges and confidently take steps toward homeownership. Whether you’re facing obstacles or seeking advice, we’re here to support you every step of the way.
Housing Counseling Includes:
- One-on-One Pre-purchase Counseling
- Financial Management/Budgeting Counseling
- Rental Housing One-on-One Counseling
- Pre-purchase Homebuyer Education Workshops
- Fair Housing Workshop
- Non-Delinquency Post-Purchase Workshop
- Referrals and Community Resources
- Predatory Lending
From the moment you apply to the day you close on your home, ongoing housing counseling empowers you to take control of your financial future. Homeownership is a major milestone, and clearing credit challenges is a critical step toward securing approval. With expert guidance, you can confidently tackle obstacles and move forward on the path to owning your dream home.
Securing the right mortgage is one of the most significant financial decisions you’ll ever make—it shapes your future, impacts your stability, and determines your path to homeownership. Your home is more than just a purchase; it’s an investment in your life and legacy. That’s why our HUD Certified Housing Counselors and Housing Specialists are here to guide you every step of the way, ensuring you make informed, confident choices that set you up for long-term success.
Our primary financing option for homebuyers is USDA Rural Development (RD) Rural Housing Services, which provides affordable mortgage loans with payment assistance for eligible borrowers, helping make homeownership a reality for those in rural communities. Additionally, based on income and creditworthiness, other financing opportunities may be available, offering flexible solutions to meet diverse financial needs.
Key Benefits of HUD-Approved Housing Counseling Services:
1. Financial Preparedness & Credit Guidance
- Help in understanding and improving credit scores
- Strategies to manage debt and build financial stability
- Affordability and how to improve your buying power
- Assistance in creating a realistic budget for homeownership
2. Homebuying Education Workshops & Support
- Step-by-step guidance on the homebuying process
- Information on mortgage options and loan programs
- Preparation for lender meetings and application submissions
- Reviewing and understanding loan documents
- Understand how to protect your home with homeowners insurance
- Home Inspectors and how to understand their reports
- Learn how to understand closing documents and the closing process
3. Affordable Housing Options
- Help in navigating USDA, FHA, and other housing programs
- Information on down payment assistance and grants
- Support in identifying suitable housing opportunities
4. Post-Purchase Homeownership Counseling
- Advice on maintaining a home and managing expenses
- Education on property taxes, insurance, and repairs
- Support for long-term financial security